Maryland real estate posts from Stacey and Stephen Wilson: buying, selling, renting, property management and investing.https://thewilsonhometeam.com/en-ushttps://thewilsonhometeam.com/blog/baltimore-city-rental-license/https://thewilsonhometeam.com/blog/baltimore-city-rental-license/How to get or renew a Baltimore City rental license: registration, the third-party inspection, lead certificates, fees, timelines and 2026 changes.Mon, 26 Oct 2026 00:00:00 GMTProperty managementbaltimore cityrental licenselandlordsproperty registrationlead paintrental inspectionstacey@stevetheagent.com (Stacey Wilson)https://thewilsonhometeam.com/blog/baltimore-city-vs-baltimore-county/https://thewilsonhometeam.com/blog/baltimore-city-vs-baltimore-county/Baltimore City and Baltimore County compared: property tax ($2.248 vs $1.10 per $100), housing stock, transit, rental rules and what it costs monthly.Mon, 26 Oct 2026 00:00:00 GMTMaryland livingbaltimore citybaltimore countyproperty taxesrowhomescounty comparisonsteve@stevetheagent.com (Stephen Wilson)https://thewilsonhometeam.com/blog/baltimore-rental-property-investing/https://thewilsonhometeam.com/blog/baltimore-rental-property-investing/Baltimore rental investing from a team that buys, renovates and manages: purchase, rehab, taxes, licensing, insurance, rent and a worked cash-flow model.Mon, 26 Oct 2026 00:00:00 GMTInvestingbaltimore rental propertyreal estate investingcash flowrental licenselead paintbaltimore city property taxsteve@stevetheagent.com (Stephen Wilson)https://thewilsonhometeam.com/blog/best-time-to-sell-a-house-in-maryland/https://thewilsonhometeam.com/blog/best-time-to-sell-a-house-in-maryland/When Maryland homes sell fastest and for the most: monthly Maryland REALTORS data on prices and sales volume, plus what research says about listing day.Mon, 26 Oct 2026 00:00:00 GMTSellingsellingmarket datatimingspring marketpcsstacey@stevetheagent.com (Stacey Wilson)https://thewilsonhometeam.com/blog/buyer-agreement-maryland/https://thewilsonhometeam.com/blog/buyer-agreement-maryland/Why Maryland agents ask buyers to sign a written agreement before touring, what Maryland law says it must include, and how compensation works now.Mon, 26 Oct 2026 00:00:00 GMTBuyingbuyer agreementbuyer agent commissionfirst-time buyersNAR settlementstacey@stevetheagent.com (Stacey Wilson)https://thewilsonhometeam.com/blog/buying-a-condo-in-maryland/https://thewilsonhometeam.com/blog/buying-a-condo-in-maryland/Before you buy a Maryland condo: the resale certificate, your 7-day right to cancel, reserves and special assessments, FHA approval and insurance.Mon, 26 Oct 2026 00:00:00 GMTBuyingcondoscondo feesFHA loanshomeowners insurancemontgomery countystacey@stevetheagent.com (Stacey Wilson)https://thewilsonhometeam.com/blog/buying-a-rowhome-in-baltimore/https://thewilsonhometeam.com/blog/buying-a-rowhome-in-baltimore/A Baltimore rowhome checklist: roof and party walls, the sewer line, old wiring, permits on flips, basements, lead paint and the city lien certificate.Mon, 26 Oct 2026 00:00:00 GMTBuyingbaltimore cityrowhomeshome inspectionsewer scopefirst-time buyerssteve@stevetheagent.com (Stephen Wilson)https://thewilsonhometeam.com/blog/buying-a-vacant-house-in-baltimore/https://thewilsonhometeam.com/blog/buying-a-vacant-house-in-baltimore/Buying a vacant Baltimore house: what a Vacant Building Notice means, city sale programs, permits to lift it, financing, insurance and rehab costs.Mon, 26 Oct 2026 00:00:00 GMTInvestingvacant building noticebaltimore vacant homescity-owned propertytax salereceivershipuse and occupancy permitsteve@stevetheagent.com (Stephen Wilson)https://thewilsonhometeam.com/blog/buying-new-construction-maryland/https://thewilsonhometeam.com/blog/buying-new-construction-maryland/How buying a new-build home in Maryland works: registering your agent, builder contracts and lenders, inspections at each stage, and Maryland warranty law.Mon, 26 Oct 2026 00:00:00 GMTBuyingnew constructionbuildershome inspectionnew home warrantycharles countysteve@stevetheagent.com (Stephen Wilson)https://thewilsonhometeam.com/blog/cash-offer-vs-listing-baltimore/https://thewilsonhometeam.com/blog/cash-offer-vs-listing-baltimore/A side-by-side of a cash offer and a full listing for a Baltimore home: price, fees, repairs, time and certainty, with a worked example and red flags.Mon, 26 Oct 2026 00:00:00 GMTSellingsellingcash offerbaltimoreinvestorswholesalerssteve@stevetheagent.com (Stephen Wilson)https://thewilsonhometeam.com/blog/central-maryland-housing-market-september-2026/https://thewilsonhometeam.com/blog/central-maryland-housing-market-september-2026/Central Maryland housing market for September 2026: median prices, sales, inventory and days on market for our seven areas, from Bright MLS data.Mon, 26 Oct 2026 00:00:00 GMTMarket updatesmaryland housing markethome pricesinventorymortgage ratesanne arundel countyhoward countymontgomery countyprince georges countycharles countybaltimore citybaltimore countysteve@stevetheagent.com (Stephen Wilson)https://thewilsonhometeam.com/blog/cost-to-sell-a-house-in-maryland/https://thewilsonhometeam.com/blog/cost-to-sell-a-house-in-maryland/The full cost of selling a Maryland home: commission, transfer and recordation taxes, payoff and liens, repairs, concessions and a sample net sheet.Mon, 26 Oct 2026 00:00:00 GMTSellingsellingclosing coststransfer taxnet sheetcommissionstacey@stevetheagent.com (Stacey Wilson)https://thewilsonhometeam.com/blog/down-payment-assistance-maryland-counties/https://thewilsonhometeam.com/blog/down-payment-assistance-maryland-counties/Down payment and closing cost help in Anne Arundel, Howard, Montgomery, Prince George's, Charles and Baltimore: programs, limits and how they stack.Mon, 26 Oct 2026 00:00:00 GMTBuyingdown payment assistancefirst-time buyersMaryland Mortgage Programprince georges countyhoward countyanne arundel countymontgomery countybaltimore citybaltimore countycharles countystacey@stevetheagent.com (Stacey Wilson)https://thewilsonhometeam.com/blog/foreclosure-options-maryland/https://thewilsonhometeam.com/blog/foreclosure-options-maryland/How Maryland foreclosure works: notice of intent, mediation, the sale timeline, and options like loan modification, short sale or selling first.Mon, 26 Oct 2026 00:00:00 GMTSellingsellingforeclosuremediationshort saleloan modificationstacey@stevetheagent.com (Stacey Wilson)https://thewilsonhometeam.com/blog/fsbo-maryland/https://thewilsonhometeam.com/blog/fsbo-maryland/Selling a Maryland home by owner: required disclosures, pricing, showings, the contract, title and settlement, and where FSBO sellers get stuck.Mon, 26 Oct 2026 00:00:00 GMTSellingsellingfsbofor sale by ownerdisclosurelead paintstacey@stevetheagent.com (Stacey Wilson)https://thewilsonhometeam.com/blog/home-appraisal-maryland/https://thewilsonhometeam.com/blog/home-appraisal-maryland/What a Maryland home appraisal costs, how long it takes, what appraisers look at, and your options when the appraisal comes in below the price.Mon, 26 Oct 2026 00:00:00 GMTBuyingappraisallow appraisalappraisal gapVA loansFHA loansstacey@stevetheagent.com (Stacey Wilson)https://thewilsonhometeam.com/blog/home-inspection-cost-maryland/https://thewilsonhometeam.com/blog/home-inspection-cost-maryland/What a Maryland home inspection costs, which add-ons are worth it (sewer scope, radon, termite), what inspectors flag most and how to use the report.Mon, 26 Oct 2026 00:00:00 GMTBuyinghome inspectionradonsewer scopefirst-time buyersmontgomery countysteve@stevetheagent.com (Stephen Wilson)https://thewilsonhometeam.com/blog/homeowners-insurance-maryland/https://thewilsonhometeam.com/blog/homeowners-insurance-maryland/What Maryland homeowners insurance costs, why older homes and homes near water price differently, flood insurance, condo policies, and when to shop.Mon, 26 Oct 2026 00:00:00 GMTBuyinghomeowners insuranceflood insurancecondosclosing costsfirst-time buyersstacey@stevetheagent.com (Stacey Wilson)https://thewilsonhometeam.com/blog/house-hacking-baltimore-fha-multifamily/https://thewilsonhometeam.com/blog/house-hacking-baltimore-fha-multifamily/Buy a 2-4 unit home in Baltimore with an FHA or conventional owner-occupant loan, live in one unit and rent the rest. Rules, math and licensing.Mon, 26 Oct 2026 00:00:00 GMTInvestinghouse hackingfha loanmultifamilyduplexbaltimoreowner-occupiedsteve@stevetheagent.com (Stephen Wilson)https://thewilsonhometeam.com/blog/housing-choice-voucher-landlord-baltimore/https://thewilsonhometeam.com/blog/housing-choice-voucher-landlord-baltimore/How the Housing Choice Voucher program works for Baltimore landlords: HABC inspections, payment standards, the lease addendum, timing, and the law.Mon, 26 Oct 2026 00:00:00 GMTProperty managementhousing choice vouchersection 8HABCbaltimore landlordsHQS inspectionsource of incomestacey@stevetheagent.com (Stacey Wilson)https://thewilsonhometeam.com/blog/how-much-do-property-managers-charge-in-maryland/https://thewilsonhometeam.com/blog/how-much-do-property-managers-charge-in-maryland/Typical Maryland property management fees, what our 10% covers, the extra charges to ask about, and the state rules that add to a landlord's costs.Mon, 26 Oct 2026 00:00:00 GMTProperty managementproperty management feeslandlordstenant placementsecurity depositslead paintstacey@stevetheagent.com (Stacey Wilson)https://thewilsonhometeam.com/blog/how-to-price-your-home-maryland/https://thewilsonhometeam.com/blog/how-to-price-your-home-maryland/How agents price Maryland homes from comparable sales, why automated estimates miss on older and renovated homes, and pricing mistakes that cost you.Mon, 26 Oct 2026 00:00:00 GMTSellingsellingpricingzestimatecomparative market analysishome valuestacey@stevetheagent.com (Stacey Wilson)https://thewilsonhometeam.com/blog/how-to-rent-out-your-house-in-maryland/https://thewilsonhometeam.com/blog/how-to-rent-out-your-house-in-maryland/Renting out your Maryland house for the first time: licensing, lead rules, setting the rent, screening, the lease, deposits, taxes and insurance.Mon, 26 Oct 2026 00:00:00 GMTProperty managementfirst-time landlordaccidental landlordrent or sellmaryland landlordrental licensesecurity depositstacey@stevetheagent.com (Stacey Wilson)https://thewilsonhometeam.com/blog/howard-county-vs-anne-arundel-county/https://thewilsonhometeam.com/blog/howard-county-vs-anne-arundel-county/Howard vs Anne Arundel County side by side: property and income tax rates, home prices, housing stock, commutes, parks and rental rules, all sourced.Mon, 26 Oct 2026 00:00:00 GMTMaryland livinghoward countyanne arundel countyproperty taxesmoving to marylandcounty comparisonstacey@stevetheagent.com (Stacey Wilson)https://thewilsonhometeam.com/blog/is-maryland-a-good-place-to-buy-a-house/https://thewilsonhometeam.com/blog/is-maryland-a-good-place-to-buy-a-house/Maryland homeownership by the numbers: long-run price trends, taxes, job base, housing stock and costs, with sources, so you can decide for yourself.Mon, 26 Oct 2026 00:00:00 GMTMaryland livingmaryland real estatehome pricesproperty taxeshousing stockbuying a housestacey@stevetheagent.com (Stacey Wilson)https://thewilsonhometeam.com/blog/living-near-a-marc-station-maryland/https://thewilsonhometeam.com/blog/living-near-a-marc-station-maryland/Central Maryland towns on the MARC Penn, Camden and Brunswick lines: stations, travel times to DC and Baltimore, parking and nearby housing stock.Mon, 26 Oct 2026 00:00:00 GMTMaryland livingmarc traincommutingodentonlaurelanne arundel countyhoward countystacey@stevetheagent.com (Stacey Wilson)https://thewilsonhometeam.com/blog/maryland-closing-costs-for-buyers/https://thewilsonhometeam.com/blog/maryland-closing-costs-for-buyers/What a Maryland home buyer pays at settlement: transfer and recordation taxes by county, lender and title fees, prepaids, and the first-time buyer breaks.Mon, 26 Oct 2026 00:00:00 GMTBuyingclosing costsfirst-time buyerstransfer taxrecordation taxMaryland Mortgage Programsteve@stevetheagent.com (Stephen Wilson)https://thewilsonhometeam.com/blog/maryland-eviction-process-for-landlords/https://thewilsonhometeam.com/blog/maryland-eviction-process-for-landlords/How a Maryland failure-to-pay-rent case works: the 10-day notice, filing, trial, the right to redeem, warrant of restitution and timelines.Mon, 26 Oct 2026 00:00:00 GMTProperty managementevictionfailure to pay rentrent courtwarrant of restitutionmaryland landlorddistrict courtstacey@stevetheagent.com (Stacey Wilson)https://thewilsonhometeam.com/blog/maryland-lead-paint-rules-for-landlords/https://thewilsonhometeam.com/blog/maryland-lead-paint-rules-for-landlords/Maryland's lead law for rentals built before 1978: MDE registration, lead-free and limited lead-free certificates, turnover inspections and fees.Mon, 26 Oct 2026 00:00:00 GMTProperty managementlead paintMDElead certificatepre-1978 homesrental registrationlandlordssteve@stevetheagent.com (Stephen Wilson)https://thewilsonhometeam.com/blog/maryland-mortgage-program-guide/https://thewilsonhometeam.com/blog/maryland-mortgage-program-guide/How the Maryland Mortgage Program works in 2026: 1st Time Advantage loans, 5% deferred down payment help, income and price limits, and how to apply.Mon, 26 Oct 2026 00:00:00 GMTBuyingMaryland Mortgage Programfirst-time buyersdown payment assistanceFHAVAstacey@stevetheagent.com (Stacey Wilson)https://thewilsonhometeam.com/blog/maryland-rent-increase-rules/https://thewilsonhometeam.com/blog/maryland-rent-increase-rules/Maryland rent increase rules in 2026: notice periods, Montgomery County's 5.2% rent stabilization cap, Prince George's rules and mid-lease limits.Mon, 26 Oct 2026 00:00:00 GMTProperty managementrent increaserent stabilizationmontgomery countyprince georges countynoticerenewalstacey@stevetheagent.com (Stacey Wilson)https://thewilsonhometeam.com/blog/maryland-rental-license-by-county/https://thewilsonhometeam.com/blog/maryland-rental-license-by-county/Rental license and registration rules for Baltimore City and County, Howard, Anne Arundel, Montgomery, Prince George's and Charles in one table.Mon, 26 Oct 2026 00:00:00 GMTProperty managementrental licensebaltimore countyhoward countymontgomery countyprince georges countyanne arundel countystacey@stevetheagent.com (Stacey Wilson)https://thewilsonhometeam.com/blog/maryland-security-deposit-deductions/https://thewilsonhometeam.com/blog/maryland-security-deposit-deductions/Maryland security deposit rules in depth: the one-month cap, move-in inspection, normal wear vs damage, interest, the 45-day return and penalties.Mon, 26 Oct 2026 00:00:00 GMTRentingsecurity depositmaryland tenant rightsnormal wear and teardeposit interestmove-outlandlordsstacey@stevetheagent.com (Stacey Wilson)https://thewilsonhometeam.com/blog/moving-to-maryland-from-dc-or-virginia/https://thewilsonhometeam.com/blog/moving-to-maryland-from-dc-or-virginia/Moving from DC or Virginia to Maryland: income and property tax differences, car registration, transit options, and how Maryland home buying differs.Mon, 26 Oct 2026 00:00:00 GMTMaryland livingmoving to marylandmaryland income taxmaryland vs virginiadc to marylandmvaproperty taxesstacey@stevetheagent.com (Stacey Wilson)https://thewilsonhometeam.com/blog/mris-bright-mls-maryland-home-search/https://thewilsonhometeam.com/blog/mris-bright-mls-maryland-home-search/MRIS merged into Bright MLS in January 2017. How to search the same Maryland listings agents see, set up alerts and read the listing fields.Mon, 26 Oct 2026 00:00:00 GMTBuyingBright MLSMRIShome searchfirst-time buyerssteve@stevetheagent.com (Stephen Wilson)https://thewilsonhometeam.com/blog/pre-listing-inspection-maryland/https://thewilsonhometeam.com/blog/pre-listing-inspection-maryland/When a pre-listing inspection helps a Maryland seller, what it costs, what you must disclose once you know, and how to use the report with buyers.Mon, 26 Oct 2026 00:00:00 GMTSellingsellinghome inspectiondisclosurepre-listing inspectionsteve@stevetheagent.com (Stephen Wilson)https://thewilsonhometeam.com/blog/property-manager-vs-self-managing/https://thewilsonhometeam.com/blog/property-manager-vs-self-managing/Should you hire a property manager or self-manage your Maryland rental? Time, cost, legal risk and repair access compared, with a worked example.Mon, 26 Oct 2026 00:00:00 GMTProperty managementproperty managerself-managinglandlordsproperty management feesmaryland rentalstacey@stevetheagent.com (Stacey Wilson)https://thewilsonhometeam.com/blog/renovation-loans-maryland/https://thewilsonhometeam.com/blog/renovation-loans-maryland/How FHA 203(k) and HomeStyle renovation loans work for Maryland fixer-uppers: limits, contractor bids, draws, timelines and mistakes to avoid.Mon, 26 Oct 2026 00:00:00 GMTBuyingrenovation loansFHA 203(k)HomeStyleCHOICERenovationfixer-upperMHICsteve@stevetheagent.com (Stephen Wilson)https://thewilsonhometeam.com/blog/renting-a-house-in-baltimore/https://thewilsonhometeam.com/blog/renting-a-house-in-baltimore/Renting a Baltimore house: check the rental license, what an application can cost, the deposit cap, move-in inspection rights and lease must-haves.Mon, 26 Oct 2026 00:00:00 GMTRentingrenting in baltimorerenter rightsrental license lookupsecurity depositleasebaltimore water billstacey@stevetheagent.com (Stacey Wilson)https://thewilsonhometeam.com/blog/repairs-before-selling-a-house-maryland/https://thewilsonhometeam.com/blog/repairs-before-selling-a-house-maryland/Which repairs pay off before you sell in Maryland and which don't, what buyers' inspectors flag, and published cost and payback figures for projects.Mon, 26 Oct 2026 00:00:00 GMTSellingsellingrepairshome inspectionpermitscost vs valuesteve@stevetheagent.com (Stephen Wilson)https://thewilsonhometeam.com/blog/selling-a-house-in-baltimore-city/https://thewilsonhometeam.com/blog/selling-a-house-in-baltimore-city/Baltimore City sale specifics: the municipal lien certificate, final water bills, open permits and violations, Vacant Building Notices and city taxes.Mon, 26 Oct 2026 00:00:00 GMTSellingsellingbaltimore citylien certificateviolationsvacant building noticesteve@stevetheagent.com (Stephen Wilson)https://thewilsonhometeam.com/blog/selling-a-house-with-tenants-in-maryland/https://thewilsonhometeam.com/blog/selling-a-house-with-tenants-in-maryland/Selling a rented house in Maryland: the tenant's right of first refusal, showing notice, leases that survive the sale, deposits, and cash-for-keys.Mon, 26 Oct 2026 00:00:00 GMTSellingsellinglandlordstenantsright of first refusalbaltimore citystacey@stevetheagent.com (Stacey Wilson)https://thewilsonhometeam.com/blog/selling-a-rental-property-maryland/https://thewilsonhometeam.com/blog/selling-a-rental-property-maryland/What changes when you sell a Maryland rental instead of a home: depreciation recapture, 1031 exchanges, the nonresident withholding and timing.Mon, 26 Oct 2026 00:00:00 GMTInvesting1031 exchangedepreciation recaptureselling a rentalcapital gainsnonresident withholdinglandlordssteve@stevetheagent.com (Stephen Wilson)https://thewilsonhometeam.com/blog/selling-an-inherited-house-in-maryland/https://thewilsonhometeam.com/blog/selling-an-inherited-house-in-maryland/How to sell an inherited Maryland house: probate and the Register of Wills, personal representative authority, taxes, tenants and timing.Mon, 26 Oct 2026 00:00:00 GMTSellingsellinginherited houseprobateestatepersonal representativestacey@stevetheagent.com (Stacey Wilson)https://thewilsonhometeam.com/blog/short-term-rental-rules-maryland/https://thewilsonhometeam.com/blog/short-term-rental-rules-maryland/Airbnb and short-term rental rules in Baltimore City, Baltimore County, Anne Arundel, Annapolis, Howard and Montgomery: licenses, caps and taxes.Mon, 26 Oct 2026 00:00:00 GMTInvestingshort-term rentalsAirbnbrental licenseshotel taxBaltimore CityAnne Arundel CountyMontgomery Countysteve@stevetheagent.com (Stephen Wilson)https://thewilsonhometeam.com/blog/single-level-homes-maryland/https://thewilsonhometeam.com/blog/single-level-homes-maryland/Where Central Maryland's one-level homes are: housing stock by county and era, what to inspect in older ramblers, first-floor primary suites and listings.Mon, 26 Oct 2026 00:00:00 GMTSellingsellingbuyingsingle-story homesramblershome inspectionstacey@stevetheagent.com (Stacey Wilson)https://thewilsonhometeam.com/blog/tenant-screening-rules-maryland/https://thewilsonhometeam.com/blog/tenant-screening-rules-maryland/Lawful tenant screening in Maryland: fair housing and source-of-income protection, application fee limits, credit and criminal history rules.Mon, 26 Oct 2026 00:00:00 GMTProperty managementtenant screeningfair housingsource of incomeapplication feecriminal historylandlordsstacey@stevetheagent.com (Stacey Wilson)https://thewilsonhometeam.com/blog/va-loan-home-buying-maryland/https://thewilsonhometeam.com/blog/va-loan-home-buying-maryland/VA loans in Maryland: eligibility and the COE, the 2026 funding fee, VA appraisal rules, PCS timing near Fort Meade and Andrews, and offers that win.Mon, 26 Oct 2026 00:00:00 GMTBuyingVA loansveteransmilitaryFort MeadeJoint Base AndrewsMaryland Mortgage Programsteve@stevetheagent.com (Stephen Wilson)